Manufactured homes have become an increasingly popular housing option in Oklahoma due to their affordability, flexibility, and modern designs. In this article, we will explore the different types of manufactured homes, manufacturers, suitable locations for putting manufactured homes, and additional information for prospective buyers.
What Type of Manufactured Homes Can You Buy in Oklahoma?
Manufactured homes in Oklahoma come in various styles and sizes to suit different needs and budgets. The primary types of manufactured homes include:
Single-Wide Manufactured Homes
Single-wide homes are the most affordable and basic types of manufactured homes. They are typically narrow and long, averaging around 14 to 18 feet wide and 60 to 80 feet long. These homes are ideal for individuals or small families looking for an economical housing option.
Double-Wide Manufactured Homes
Double-wide homes offer more space and are essentially two single-wide units joined together. They range from 20 to 32 feet in width and can be up to 90 feet long. These homes provide a layout similar to traditional site-built homes, making them a popular choice for families needing more room.
Triple-Wide and Multi-Section Homes
For those seeking even more space, triple-wide and other multi-section manufactured homes are available. These homes consist of three or more sections and can offer luxurious living spaces with multiple bedrooms, bathrooms, and even specialized rooms like home offices and game rooms.
Park Model Homes
Park model homes are smaller, recreational units typically used for seasonal living or as vacation homes. Although built to a smaller scale, they still offer amenities found in larger manufactured homes.
Where Can You Buy Manufactured Homes in Oklahoma?
There are numerous dealerships and retailers across Oklahoma where you can purchase manufactured homes. Some of the top places include:
Clayton Homes
Clayton Homes is a well-known retailer offering a wide range of manufactured and modular homes. With locations in Oklahoma City and Tulsa, they provide various models and floor plans to suit different needs and budgets.
Champion Homes
Champion Homes is another major player in the manufactured housing industry. They provide a variety of styles and sizes, from single-wides to multi-section homes, with a focus on quality construction and energy efficiency.
Sunshine Homes
Sunshine Homes has been building manufactured homes for over 50 years. They are known for their craftsmanship, innovative designs, and commitment to customer satisfaction. Their homes are available through various retailers across Oklahoma, including Mid-State Manufactured Housing, Home Mart, and Lifeway Homes of Tulsa.
Titan Factory Direct
Titan Factory Direct boasts several locations in Oklahoma, including Norman, Shawnee, OKC, Guthrie, Pauls Valley, and Harrah. They offer turnkey services for a wide selection of manufactured and modular homes. They are known for their affordable prices and extensive inventory, making it a great place to start your search.
Solitaire Homes
Solitaire Homes has been a trusted name in the manufactured home industry for over 50 years. They have several dealerships in Oklahoma, including locations in Duncan, Oklahoma City, and Tulsa. Solitaire is known for its high-quality construction and customizable floor plans.
Where Can You Put a Manufactured Home in Oklahoma to Live?
Private Land
One of the primary options for placing a manufactured home is on privately owned land. This option provides the most flexibility and allows homeowners to choose their preferred location. However, it’s essential to ensure the land is zoned for manufactured housing and to acquire all necessary permits.
Manufactured Home Communities
There are numerous manufactured home communities across Oklahoma where you can place your home. These communities often offer amenities like pools, clubhouses, and playgrounds! Some growing communities include:
Zoning Laws
Before placing a manufactured home, it’s crucial to understand the zoning laws in the area. Zoning regulations vary by county and city, so it’s important to check with local authorities. Generally, manufactured homes must meet specific standards and be placed in designated areas. Some key points include:
Compliance with HUD Code
Manufactured homes must meet the standards set by the Department of Housing and Urban Development (HUD).
Local Permits and Inspections
Ensure all local permits are obtained, and inspections are completed.
Foundation Requirements
Manufactured homes must be placed on a permanent foundation as per local regulations.
Setback Requirements
There are often setback requirements specifying the distance a home must be from property lines, roads, and other structures.
Considerations for Owning and Living in Manufactured Homes in Oklahoma
Financing Options
Financing a manufactured home is different from traditional home financing. Many lenders offer specialized loans for manufactured homes, including:
FHA Loans: Federal Housing Administration (FHA) loans are available for manufactured homes. They come with lower down payments and more flexible credit requirements.
VA Loans: Veterans Affairs (VA) loans provide benefits to eligible veterans, including no down payment and competitive interest rates.
Chattel Loans: These are personal property loans that can be used to finance manufactured homes not permanently affixed to land.
Insurance
Obtaining insurance for your manufactured home is essential. Many insurance companies offer policies specifically designed for manufactured homes, covering both the structure and personal property. It’s important to shop around and find a policy that suits your needs.
Where you decide to place your manufactured home will impact the insurance rates. Consider tornado, storm, and flood risk in Oklahoma. These can increase your insurance rate if you are in a high-risk zone.
Resale Value
The resale value of manufactured homes can vary based on factors such as location, condition, and age of the home. Keeping your home well-maintained and making necessary updates can help preserve its value over time.
Typically, manufactured homes won’t appreciate in value as much as a traditionally-built home will. However, if you own the land that your home sits on, this will appreciate in value, which allows you to build equity.
With this, resale value of your manufactured home greatly hinges on the land you decide to use, and whether you own it or not.
Energy Efficiency
Modern manufactured homes are built with energy efficiency in mind. Many homes come with energy-efficient appliances, windows, and insulation. Investing in energy-efficient upgrades can save money on utility bills and make your home more comfortable year-round.
In Oklahoma, electricity costs of air conditioning in the summer can be high. With this, consider an energy efficient option when you’re looking to buy. The more insulated your home, the better you’ll conserve energy usage in the summer.
Maintenance
Regular maintenance is key to prolonging the lifespan of your manufactured home. This includes:
- Roof inspections and repairs
- Plumbing and electrical system checks
- HVAC system maintenance
- Exterior and interior cleaning
Remember, Oklahoma is a state prone to heavy storm activity. This includes hail storms. Hail storms can damage manufactured home roofs, so consider the type of manufactured build you’d like to buy and how it can defend against possible hail storms.
See our special post on the different types of manufactured homes here.
Community Involvement
Living in a manufactured home community can provide a sense of belonging and access to social activities. Engaging with your community can enhance your living experience and create life-long friendships.
Manufactured homes offer an affordable and flexible housing option for many Oklahomans. With various types and sizes available, buyers can find a home that fits their needs and budget. Understanding where to buy, the top producers, suitable locations, and zoning laws can help make the process of purchasing and living in a manufactured home smoother and more enjoyable. Whether you’re looking for a starter home, a family residence, or a retirement retreat, manufactured homes in Oklahoma present a viable and appealing option.
